The Financial Flow Method

6 Months to Clarity, Confidence & Control with Your Money.

Why managing your money feels so hard.  

You’ve downloaded the budgeting apps. Made spreadsheets. Read the books. You are smart and successful. But no matter what you try, your money still feels like a source of stress and inconsistency.

Some weeks you’re motivated. Other weeks, you can barely open your bank account. You think:

“I should have this figured out by now.”

“Why can’t I stick with anything?”

“Maybe I’m just not good with money.”

The clients I work with are smart, capable, and deeply committed to making changes with their money. 

They have tried everything -all the budgeting apps, the cash envelopes, social media challenges.

One even showed up with an AI-generated budget!

But know matter what she tried, she kept ending up in the same place: Feeling overwhelmed. Defeated.

Avoiding looking at her bank account.

Unsure of whether she was “doing it right”.

This program was built for people just like you.

Women who are ready to finally stop spinning their wheels with money and start feeling calm, capable, and in control.

Women don’t need another app or another article -they need a plan that works for their life.

Here is how we work together:

  • 1) We start with clarity -your goals & your real numbers

    • Think of this as taking a deep breath and embracing your full financial picture.

    2) We design a money system that works for your life

    • No rice and beans lifestyle here! No one-size-fits-all advice.

    • Instead, we create a simple, personalized banking flow so you know bills are covered, savings are happening and you know exactly what’s safe to spend.

    • We keep it simple (yes, spreadsheets, but friendly ones!)

    3) We focus on your relationship with money

    • Especially for my midlife & perimenopausal clients, this is where the real transformation happens:

      • Unpacking money stories you’ve carried for decades.

      • Letting go of beliefs that no longer serve you.

      • Rewriting your story so you feel empowered and confident.

This is for your if…

  • You’re ready to:

    • Finally feel in control of your money.

    • Make confident financial decisions without the constant second guessing.

    • Replace overwhelm with clarity and peace of mind.

    • Have a predictable, forward-focused money plan that works for years to come.

By the end of 6 months you…

  • Have a crystal-clear understanding of your money and goals.

  • Have a system that works for your life.

  • Be confident making money decisions.

  • Spend less than 10 minutes a week maintaining your plan.

  • Feel lighter, calmer, and more in control than you have in years.

Your future self will thank you for starting now.

Working with Cathy was so amazing! While working with her, I paid off $35K in debt. Cathy also helped me overcome negative and self defeating thoughts I had about money and my own self worth.
— Former Client

Hi, I’m Cathy Lemire, and I’ve been there.  

I’m a Money Coach and midlife woman who’s been right where you are -frustrated, tired, and stuck in the cycle of “trying harder” with nothing to show for it.

I did everything “right.” Went to college, got a degree, and got a great job. Yet, somehow after twenty years and four kids later, I realized that my husband and I were headed for trouble.  And my anxiety about our finances was skyrocketing. 

After taking time off to raise our children, I wasn’t an income earner anymore and feeling very unsettled. We didn’t have the savings I thought we would have by now and we were drowning in debt. We were just a few big ticket repair bills away from a financial crisis. 

The stress was eating away at us.  We did everything right - so how did we end up here?

Now, I work with women to create sustainable money systems that honor their energy, emotions, and season of life. I believe you are not behind. You are not broken. You are ready for a better way.